Your FIRE Journey Starts Here

Find your path to Financial Independence

Everyone’s FIRE journey is different. Answer 7 quick questions and we’ll show you exactly where to start — based on where you are right now.

Find your path to financial independence
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Your FIRE Profile
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Increase your savings rate to 35% to reach FIRE 7 years earlier. Your top priority: switch ₹15,000/month from FD to index funds.
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    Which type of FIRE is right for you?

    FIRE isn’t one-size-fits-all. Here are the three most common paths people take.

    🌿
    LeanFIRE
    For the minimalists
    Retire early by keeping your lifestyle lean and expenses low. Your FIRE number is smaller, so you get there faster — but you’ll need to live frugally in retirement too.

    Monthly expenses ₹30,000 →

    FIRE number: ₹90 lakhs
    Most Popular
    🏆
    FatFIRE
    For those who want comfort
    Retire early without compromising your lifestyle. You’ll need a larger corpus, but you won’t have to count every rupee in retirement.

    Monthly expenses ₹1,00,000 →

    FIRE number: ₹3 crores
    ☕
    BaristaFIRE
    For hybrid freedom lovers
    Semi-retire early by covering part of your expenses through a part-time job or passion project, while your investments cover the rest.

    Investments cover ₹60,000/month →

    FIRE number: ₹1.5 crores

    Not sure which path is right for you? Read our complete guide to FIRE in India →

    The 5-Step FIRE Path

    Follow this proven roadmap to Financial Independence. Every step builds on the last.

    🔍1
    Track
    Know where every rupee goes. You can’t optimise what you don’t measure. Start with a simple expense tracker.
    💰2
    Save
    Increase your savings rate aggressively. Going from 20% to 40% can cut your retirement timeline by a decade.
    📈3
    Invest
    Put your savings to work in index funds, NPS, PPF, ELSS. Money sitting in a savings account is losing you years.
    🛡️4
    Diversify
    Spread across equity, debt, real estate and gold based on your risk profile and timeline.
    🏝️5
    Retire
    When passive income covers your expenses, you’re FI. Retiring early is optional — but having the choice is the whole point.
    Ready to start? Calculate your FIRE number →

    Key Articles by Category

    Curated guides to help you learn and take action.