FIRE Basics is where your journey to Financial Independence and Early Retirement in India begins. If you’re new to FIRE, start here: these guides explain what FIRE actually means for Indian investors, how it differs from the US 4% rule, and the realistic numbers behind retiring early on a rupee income. You’ll learn how to calculate your FIRE number, understand the different types of FIRE – Lean, Regular, Fat and Barista – and follow a simple, step-by-step path from your first SIP to full financial freedom. Every guide is written for Indian salaries, inflation and taxes, with links to free calculators so you can put the ideas to work on your own numbers.
You stumble on a FIRE blog late one night and it hands you a beautifully simple promise: save 25 times your annual expenses, withdraw 4% every year, and your money will outlive you. So you do the quick math. Your family spends ₹50,000 a month, that’s ₹6 lakh a year, times 25 is ₹1.5 crore. … Read more
You hear about FIRE, get curious, and do what everyone does. Open Google, type “FIRE number,” and up comes the same answer every American blog gives you: take your annual expenses and multiply by 25. So you do the math, and the number feels big but not impossible. For about ninety seconds, you feel like … Read more
Picture this. It’s Sunday evening. You’re watching something on Netflix, or sitting with your family, or maybe just staring at your phone. And then it hits — that familiar, low-grade dread settling in your chest. Monday is tomorrow. Not because you hate your job. Most of us don’t, most of the time. But because you … Read more
