Welcome to the Lets Get FIREd blog — the FIRE blog India turns to for practical, rupee-first money guidance. It’s written for salaried professionals, freelancers and business owners who are done feeling trapped by money and want to build real financial independence. Browse the latest guides below.
The 50/30/20 Budget Rule: Does It Work for FIRE in India?
You saw it on Instagram. A clean little pie chart: 50% needs, 30% wants, 20% savings. It looked so tidy…
LTCG Tax on Mutual Funds: What Every FIRE Investor Must Know
You spent a decade doing everything right. You started a SIP, ignored the market noise, stayed invested through two crashes,…
REITs in India: A Beginner’s Guide to Passive Real Estate Income
Everyone in India grows up hearing the same advice: buy property, it’s the safest passive income there is. So you…
How to Use NPS for Early Retirement in India (2026 Rules)
You’ve been maxing out your NPS every year. The extra ₹50,000 deduction felt like free money, and your accountant nodded…
The 4% Rule Explained for Indian Investors
You stumble on a FIRE blog late one night and it hands you a beautifully simple promise: save 25 times…
FIRE Story: Reaching ₹1 Crore Before 35 on a Salaried Income
The night I crossed my first crore, I was eating leftover dal on the sofa in my Bangalore flat, half-watching…
How to Calculate Your Savings Rate (And Why It’s the #1 FIRE Metric)
Two colleagues sit in the same row. Same ₹18 lakh CTC, same appraisal cycle, same team lunches. On paper they…
How to Save Tax Under Section 80C in India (2026 Guide)
It’s the last week of March. Your HR portal is nagging you for investment proofs, your WhatsApp is full of…
Dividend Investing in India: How to Build a Passive Income Stream
There’s a particular fantasy that pulls a lot of us toward dividend investing. Money simply lands in your bank account.…
Index Funds vs Active Mutual Funds: What FIRE Investors Should Choose
You’ve got ₹20,000 a month to invest. You open the app, tap “Mutual Funds,” and freeze. Forty funds stare back…
What is Your FIRE Number? How to Calculate It
You hear about FIRE, get curious, and do what everyone does. Open Google, type “FIRE number,” and up comes the…
How We Discovered Financial Independence (FIRE) and Started Our Journey in India
It was a Sunday evening. The chai had gone cold on the table, half-forgotten, while that familiar knot tightened in…
The Indian FIRE Guide to Frugality and High Savings Rates
Two engineers join the same company in Bengaluru on the same day. Same team, same ₹18 lakh package, same glass-and-steel…
Tax Planning Guide for FIRE Seekers in India
Every March, the same scene plays out in millions of Indian households. A WhatsApp from the CA. Then a frantic…
Passive Income Ideas in India for Financial Independence
Before you chase a single passive income idea, answer one question: why do you actually want it? Most people never…
Complete Guide to Investing for FIRE in India
Meet Arjun. 38 years old, senior manager at a tech company in Bengaluru. ₹1.8 lakh a month, in-hand. He’s been…
Complete Guide to FIRE in India: Financial Independence, Retire Early
Picture this. It’s Sunday evening. You’re watching something on Netflix, or sitting with your family, or maybe just staring at…
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What you’ll find on our FIRE blog for India
Everything we publish is grounded in Indian reality: actual rupee numbers, EPF, PPF and NPS, the old and new tax regimes, index funds on Indian exchanges, and the real cost of living in our metros. No recycled American advice with dollars swapped for rupees — just guidance that works for how money actually moves in India. Whether you earn ₹8 lakh or ₹80 lakh a year, the same principles apply: spend intentionally, invest consistently, and let time and compounding do the heavy lifting. We break each of those down into steps you can act on this week, not vague theory you’ll forget by tomorrow.
We write across six areas, so wherever you are on your journey, there’s a place to start:
- FIRE Basics — the framework, your FIRE number and the 4% rule, explained simply.
- Investing — index funds, PPF, EPF, NPS and asset allocation for the long haul.
- Passive Income — dividends, REITs, rentals and digital products.
- Tax Optimisation — 80C, LTCG, HRA and tax-efficient withdrawals.
- Frugality & Savings — raising your savings rate without feeling deprived.
- FIRE Stories — real journeys and real numbers from Indians chasing FIRE.
New to all this? Start with our Complete Guide to FIRE in India, or take the 7-question quiz on the Start Here page to find your exact starting point. When you’re ready to run your own numbers, our free FIRE calculators do the maths for you.
The idea itself began as a global FIRE movement — our job is to translate it for Indian incomes, taxes and family realities. New articles go live every alternate day, so bookmark this FIRE blog India page or subscribe to the newsletter to get each one, plus tools and insights, straight to your inbox.