You spent a decade doing everything right. You started a SIP, ignored the market noise, stayed invested through two crashes, and watched a ₹2 crore corpus quietly assemble itself. Then comes the day you finally hit “redeem” — and a three-letter word you barely thought about decides how much of that money is actually yours. … Read more
The night I crossed my first crore, I was eating leftover dal on the sofa in my Bangalore flat, half-watching a match. I opened my net worth tracker out of habit, the way you check the weather. The total row read ₹1,02,80,000. I expected fireworks. Instead I felt almost nothing — a small, quiet “huh.” … Read more
You’ve got ₹20,000 a month to invest. You open the app, tap “Mutual Funds,” and freeze. Forty funds stare back at you. Five stars, four stars, “Top Performer 2025,” last year’s chart-topper glowing green. Which one is the best? Here’s the thing nobody tells you at that screen: you’re asking the wrong question. The real … Read more
Meet Arjun. 38 years old, senior manager at a tech company in Bengaluru. ₹1.8 lakh a month, in-hand. He’s been “investing” for eleven years. He has a ₹25 lakh LIC endowment plan he took in his mid-twenties because his uncle insisted. A PPF account with ₹4.2 lakhs — contributions irregular, because life. A few mutual … Read more
