You’ve been maxing out your NPS every year. The extra ₹50,000 deduction felt like free money, and your accountant nodded approvingly each March. Then one evening you run the numbers on your own early-retirement plan, aiming to walk away from your job at 42, and a cold thought hits you: you can’t touch a single … Read more
The night I crossed my first crore, I was eating leftover dal on the sofa in my Bangalore flat, half-watching a match. I opened my net worth tracker out of habit, the way you check the weather. The total row read ₹1,02,80,000. I expected fireworks. Instead I felt almost nothing — a small, quiet “huh.” … Read more
You’ve got ₹20,000 a month to invest. You open the app, tap “Mutual Funds,” and freeze. Forty funds stare back at you. Five stars, four stars, “Top Performer 2025,” last year’s chart-topper glowing green. Which one is the best? Here’s the thing nobody tells you at that screen: you’re asking the wrong question. The real … Read more
